Welcome to

AIC FINANCIAL LTD

Our financial advisers provide full financial planning services to individuals and businesses in Colchester, Essex and beyond.

We believe that financial planning is about two things: creating wealth and protecting wealth. These two objectives are at the heart of everything we do.

Our financial advisers deliver honest and fully tailored financial guidance that enables our clients to make some of the most important decisions of their lives with clarity and confidence. 

OUR SERVICES

We offer a wide range of specialist solutions and can provide advice on investments, pensions, protection products, mortgages, equity release plans, and much more.

Our friendly, knowledgeable, and highly experienced financial advisers are committed to ensuring all our clients receive a quality service, and we pride ourselves on building long-standing relationships with the people and companies who choose to partner with us.

PERSONAL PROTECTION

The right protection insurance can provide a vital safety net to your family when you’re no longer there to support them. Learn more about the different types of cover that are available.

BUSINESS PROTECTION

Unless you have the correct financial protection in place, there’s every chance your business might not survive without you. Here’s more information on our business insurance solutions.

INVESTMENTS

From ISAs to investment bonds, EISs to VCTs, we can help you explore all the options when it comes to building an investment portfolio that will achieve your financial objectives.

PENSIONS

It’s never too early to think about your retirement! Make sure you’re comfortable in later life by placing your hard-earned money into a pension fund that will support your plans.

EQUITY RELEASE

If you’re over 55, you may be able to unlock some of the equity in your home with a view to putting the cash towards other purchases or projects. See if it’s the right way forward for you.

MORTGAGES

Getting the right deal doesn’t need to be difficult. Our advisers are here to talk you through your choices and help you settle on a home loan that’s both affordable and sustainable.

Please note:

The value of pensions and investments and the income they produce can fall as well as rise. You may get back less than you invested. Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Enterprise Investment Schemes (EIS) and Venture Capital Trusts (VCT) invest in assets that are high risk and can be difficult to sell such as shares in unlisted companies. The value of the investment and the income from it can fall as well as rise and investors may not get back what they originally invested, even taking into account the tax benefits.

HOW WE WORK

When it comes to setting you up for a more financially secure future, your goals are our goals. We’ll work with you to determine what you want and need from your investments, then decide how we can use the right products and policies to get you where you need to be. 

As a member of Quilter Financial Planning, we give you a small-company service but with a large-company set up – so you truly do get the best of both worlds. 

And because the majority of our services are regulated by the Financial Conduct Authority, you can rest assured that all our expert guidance is backed by robust investment protection.

Want to get a better idea of how we work?

CONTACT US

Get in touch to speak with one of our experienced financial advisers today. You can also find our full contact details here

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